
Selecting the most affordable personal trainer certification requires a careful balance between cost and quality. I have personally enrolled in and evaluated the programs from the top certifying bodies, focusing on their cost-effectiveness to develop the PTP Value Rating. Every certification listed here is NCCA-accredited, ensuring they meet industry standards and are recognized by most gyms and fitness facilities.
While Iโll provide a detailed cost comparison of all, I will particularly emphasize those that offer the best value for money, highlighting our top picks based on their base prices, comprehensive features, bonuses, and overall package value. This unique rating system is designed to help you find not just the most affordable, but the most valuable certification for your investment.
Before we dive in, please take a minute to take the quiz. It will help you determine the best personal training certification for your individual career goals and needs. You can also check out my individual reviews which are linked throughout the article.
Cheapest Personal Trainer Certification
Certification | Base CPT Price | PTP Value Rating |
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IPTA CPT - Check Them Out | $399 | 10/10 |
ISSA CPT - Check Them Out | $868 | 10/10 |
NASM CPT - Check Them Out | $894 | 9/10 |
NCSF CPT - Check Them Out | $479 | 9/10 |
ACE CPT | $685 | 8/10 |
ACSM CPT | $399 | 8/10 |
NSCA CPT | $435 | 7/10 |
NCCPT CPT | $1427 | 5/10 |
AFAA CPT | $499 | 6/10 |
With that said and done, let’s look at the 9 cheapest personal training certifications!
PTP Top Picks for Cheapest/Best Value Certifications
CPT | CPT | Features | Price |
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| Check NCSF Pricing |
1. IPTA: cheapest and best option for CPT only (no packages)

IPTA organization
IPTA-CPT, the International Personal Training Academy is number one on my list of the cheapest personal trainer certifications.

IPTA’s CPT certification offers exceptional value. The program includes free online textbooks available upon trial registration, comprehensive study materials, and flexible payment plans. This approach minimizes upfront costs and spreads the financial burden, making it one of the most affordable and valuable CPT certifications on the market.
IPTA Price
IPTA’s certification packages are among the most cost-effective in the industry, particularly noted for the base package priced at $399. IPTA offers a free online textbook to anyone who signs up for a trial. This feature allows prospective trainers to begin studying and familiarizing themselves with the course content without any initial investment, reducing barriers to entry.
For those considering more comprehensive options, IPTAโs All-Star and MVP packages provide substantial additional value without a steep increase in cost. The All-Star package, for example, includes free first recertification (saving approximately $200) and, is priced at just $599.
The MVP package, though more premium at $999, is packed with extras that greatly outweigh the initial investment. It includes free CPR/AED certification, which could otherwise cost about $100, and the first recertification for free. These features, combined with unlimited exam retakes and advanced learning tools like SurePass AI and performance reporting, make the MVP package an exceptional deal.
12-Month Payment Plan: For those who prefer to distribute the costs, IPTA offers a 12-month payment plan for the MVP tier, costing about $99 per month. This plan is free from interest and crafted to ease the financial burden of obtaining certification.

IPTA CPT General Information
- Exam cost: $399.00
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: 72%
- Exam pass rate: 75%
- Average completion time: 2 to 4 months
IPTA Value
IPTA has rapidly become a leader in personal training certification due to its exceptional value and affordability. Hereโs a detailed breakdown of why IPTA scores a perfect 10 out of 10 on our PTP Value Rating scale, especially highlighting the benefits included even in its most economical packages:
- World-Class Study System: IPTA utilizes a cutting-edge online learning platform that includes interactive study guides, audio lessons, and SurePass AI technology. This system is designed to adapt to individual learning styles and speeds, ensuring that all candidates are well-prepared for their certification exams.
- Free Textbook: Unlike many other certification bodies that charge additional fees for essential study materials, IPTA provides a comprehensive digital textbook for free to anyone who signs up for a trial. This can save candidates between $100 and $200, reducing initial costs significantly.
- Free First Recertification: IPTA supports long-term career growth by offering the first recertification for free, which typically costs around $200 with other organizations. This not only reduces costs but also encourages ongoing professional development.
- Complimentary CPR and AED Certification: Often an additional expense with other certifications, IPTA includes CPR and AED training in its higher-tier packages at no extra cost, typically saving candidates an additional $100 to $200.
- Unlimited Exam Retakes: Recognizing the challenges that come with mastering a broad curriculum, IPTA allows unlimited retakes of the certification exam without additional fees, whereas other programs may charge over $200 for each additional attempt.
- Comprehensive Career Support: IPTA’s packages, particularly the MVP tier, include job assurance guarantees and business training courses, which are critical for those looking to establish themselves quickly in the industry.
- Flexible Learning and Payment Options: IPTA offers various study plans tailored to different learning paces and schedules, along with 0% interest financing options to spread the cost over time, enhancing accessibility for all prospective trainers.
- Seasonal Promotions and Discounts: IPTA frequently offers limited-time discounts and promotions, making their valuable packages even more accessible and allowing candidates to receive even more for their investment.
These features, especially the free resources accessible from the trial phase, underscore IPTA’s commitment to providing accessible, high-quality education that supports both aspiring and existing fitness professionals. IPTA’s strategic pricing and inclusive package options make it an unbeatable choice for anyone looking for the most affordable route to becoming a certified personal trainer.
2. The Best 3-in-1 Personal Trainer Certification – International Sports Sciences Association (ISSA)

ISSA organization
ISSA, or the International Sports Sciences Association, is a massively popular certifying agency.
It is a pioneer in many ways.
Firstly, as its name suggests, ISSA was the first genuinely international personal trainer certification program provider. Because of this, it was also the first distance-based fitness institute in the US.
That is why DEAC initially accredited ISSA instead of the more prevalent NCCA.
However, ISSA is also the parent company of NCCPT, a certification provider Iโll discuss later in this topic.
The collaborative resources of the two providers mean that ISSA offers both a DEAC and an NCCA accredited credential.
โIn terms of exam difficulty, the ISSA DEAC final test is a lot easier than the NCCA-accredited certification exam.
ISSA price
The price for just the ISSA CPT alone costs $999, which is more expensive than some of these other certifications, but ISSA has a really sweet Elite Trainer package that gives you training, nutrition, and a third specialization for only $1308, which is only $436 per certification.
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This is by far the best deal from a major certification provider and it also includes study materials for each program included.
โWith three credentials, you have the flexibility to be able to provide more value to your clients.

ISSA General Information
- Exam cost: $1308 for Elite Trainer Bundle ($436/certification)
- Study material cost: $109/month for 12 months
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: Scaled 550/800 – 90/125 Scored Questions
- Exam pass rate: 89% (for DEAC-exam), 70% (for NCCA-exam)
- Average completion time: 3 to 5 months
ISSA value
Value-wise, ISSA scores well in my book. It may look a bit expensive to pay $999 for one certification, but, if you go for the three certs together in the long-run, you are going to benefit greatly from the knowledge and prestige of having a nutrition certification and a specialization to help you stand out in the crowded fitness marketplace.
Check out my full ISSA Certification review here for an in-depth look on the skills, knowledge, and concepts learned in this program. ISSA gives you solid weight training program design concepts, anatomy and physiology, and special population information.
3. The Best 2-in-1 Deal – National Academy of Sports Medicine (NASM)

NASM organization
NASM is the National Academy of Sports Medicine, an organization considered to be one of the most recognized names in health and fitness certifications and credentials.

NASMโs CPT is one of the most sought after in the PT job market, and personal trainers holding this cert range from group fitness instructors in some of the best gyms on the globe all the way to fitness entrepreneurs with their own personal training studios.
NASM price
NASMโs packages probably have the most diverse variance in price, with the most expensive package being the most expensive overall.
But you can get their Nutrition and Fitness Coach bundle, which gives you their training certification and nutrition program for only $999, making each certification cost $499.
This is an excellent option, it costs you the normal price of one certification, and you get two upon completion of the programs.

NASM-CPT General Information
- Exam cost: $999 for 2 certifications ($499 each)
- Study material cost: See above
- Prerequisites: High School Diploma (or GED), CPR/AED certification from a qualifying provider
- Exam passing score: 70%
- Exam pass rate: 79% (proctored), 90% (non-proctored)
- Average completion time: 3-6 months
NASM value
NASM is a well known organization and their study resources are among the best. The NASM CPT teaches the fundamentals of everything you need to know as a trainer.
They use their OPT model to give individuals a comprehensive framework to work with and cover the topics of corrective exercise and exercise technique instruction well.
Value-wise, you get a lot with some of the smaller packages, like the Self-study, which is $749, on sale.
Once you start looking into the higher tier options, the price is a lot higher than I think you can justify for what you get.
So, in terms of value, NASM does well with their bundle and lower tier study packages, but it’s a bit too expensive when you choose their higher-priced options, like the All-Inclusive. This decision is up to you, though.
In terms of the specializations I’d recommend, NASM is known for their Corrective Exercise Specialist, so you may want to consider that one as well to help prevent injuries in clients.
Check out my full NASM Certification review here.
4. The Best Inexpensive Alternative – National Council on Strength and Fitness (NCSF CPT)

NCSF organization
The National Council on Strength and Fitness is one of the lesser-known program providers from a mainstream perspective.
However, in the domain of the fitness industry, it is recognized as a high-quality performance-centric institute, having endorsements from some of the top gyms in the US.
NCSF price
You can buy the most inexpensive NCSF package for only $299 on sale, making this one of the most inexpensive certs on this list. Even the higher tier study package is around $450 on sale and this includes the exam.

NCSF CPT General Information
- Exam cost: $299
- Study material cost: $399 – $540
- Prerequisites: 18 years of age
- Exam passing score: 70%
- Exam pass rate: ~75% (2019 data)
- Average completion time: 3 – 6 months
NCSF value
While NCSF doesnโt have as much clout as some of the organizations higher up on the list, their textbook is quite good.
I consider this the best value certification provider after NSCA.
Take a look at their official site for any updates on discounts and specials.
For full insight, check out my NCSF CPT review here.
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5. The Best Price for CPT Test and Study Materials – American Council on Exercise (ACE)

ACE organization
The American Council on Exercise is a stalwart in the fitness coach certification game.
Enjoying a relevance that puts it arguably just below my top 3, ACEโs name and reputation carry a value proposition that translates to one of the highest premiums in the certification market.
They are well known for their group fitness and health coach certifications.
ACE price
ACE has some incredible study resources and their packages range from $489 for the Basic package up to $864 for the Advantage package with the current discount.
This makes ACE a valid option if you include study resources.
As with most other fitness trainer certifications, ACE regularly posts deals and discounts on the cost of ACE certification, so donโt forget to check their official CPT price listing for more information.

ACE General Information
- Exam cost: $489
- Study material cost: $489 – $864
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: Scaled 550/800 – 90/125 Scored Questions
- Exam pass rate: ~70% (2019 data)
- Average completion time: 3 to 5 months
ACE value
ACE does a great job in terms of value. Their study programs are among the best, and even the most expensive option is less than $900. You should also read my full ACE CPT review for more insight.
In addition, ACE also sets the gold standard for excellence in the areas of behavioral coaching and exercise psychology, so if you’re interested in that area of concern, ACE might be the right option for you. ACE also teaches great communication skills for personal trainers.
6. The Best Exam-Only Price – American College of Sports Medicine (ACSM)

ACSM organization
ACSM is the American College of Sports Medicine. Itโs the oldest fitness certification body. ACSM has established itself as an academic and research leader, even going as far as providing data and knowledge for the curricula of other certification providers.
ACSMโs complex pricing system includes different membership tiers that activate various discounts.
ACSM price
If you just pay for the exam, itโll cost you between $299 and $399, depending on whether youโre a member candidate of the organization.
Realistically, with textbook fees and study resources, that number will be a few hundred dollars more, but if you just look at the exam itself, ACSM does cost less.
The standard prices do fluctuate due to periodic deals and discounts, so make sure you know the current cost and donโt forget to check my full, comprehensive ACSM CPT review here.

ACSM General Information
- Exam cost: $299-$399
- Study material cost: $400-$1000+
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: Scaled 550/800
- Exam pass rate: 69% (2020 data)
- Average completion time: 3 to 9 months
ACSM value
If you just want to take your chances and take a personal trainer exam from a well recognized organization, ACSM presents great value for what you get without the extra coursework.
However, once you factor in study costs with the books you need to purchase, the price will cost around $800 if you take the prep course approach.
I also am not a fan of some of the information in the ACSM textbook as I find it a bit dated, and you donโt get the best understanding of how to program workouts effectively. For this consideration, value-wise, ACSM may not be the best option for fitness professionals.
7. The Best Cost vs Value – National Strength and Conditioning Association (NSCA)

NSCA organization
NSCA is the National Strength and Conditioning Association.
Itโs a certification provider I would consider a legacy institution owing to its long-running heritage and influence.
As the name suggests, NSCA is a strength and conditioning-focused provider, meaning athletic performance and sports coaching programs are part of its fundamental offerings.
Because with NSCAโs education, you could potentially become a sports performance professional or sports coach, one of the most lucrative careers in fitness. The NSCA Certified Strength and Conditioning Specialist (NSCA CSCS) is their most popular certification outside of personal training.
NSCA price
The NSCA exam costs between $300 and $435, depending on if you are a member, and the Basic Digital Package goes for $152 for members and $202 without.
This means you spend between $452 and $637 in order to obtain one of the most comprehensive CPTs out there.
Check out NSCAโs current pricing for deals and discounts.

NSCA CPT General Information
- Exam cost: $435 (non-member price)
- Study material cost: $435-$1000+
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: 70%
- Exam pass rate: 72% (2018 data)
- Average completion time: 6 months
NSCA value
While the study materials you get from NSCA are a bit bare compared to the likes of ISSA, NASM, or ACE, the actual content in the textbook is incredibly detailed.
You get around 700 pages of high quality information and the newest edition of the textbook is actually a pleasure to read.
Therefore, if you donโt need a lot of hand-holding, NSCA presents excellent value for what you pay. You will know a lot by the time you start training clients in the gym. Certain elements shine, such as exercise science, the biomechanics section, programming, and how to train athletes. NSCA also has some of the best assessments in any CPT, meaning you are able to figure out the safety of different exercises and positions for your clients. You should also take a look at my full NSCA CPT review right here.
8. Best Package Value – National Council for Certified Personal Trainers (NCCPT CPT)

NCCPT organization
The National Council for Certified Personal Trainers is an industry certification provider for the general PT market. Note that the NCCPT uses the same textbook as ISSA.
As mentioned earlier, NCCPT was acquired by ISSA, and since then, it has acted as its parent organizationโs official NCCA accredited option.
Through ISSA, you can purchase the certification as part of ISSAโs complete CPT package. However, you can buy NCCPT as a stand-alone option.
In that case, you will only have access to the exam, meaning your acquisition of recommended prep material will be at your discretion.
NCCPT price
If you get the NCCPT exam by itself, you pay $599. This makes the certification in the middle from a price perspective. Itโs not the cheapest, but not the most expensive.

NCCPT General Information
- Exam cost: $599
- Study material cost: $999
- Prerequisites: CPR/AED, High School Diploma
- Exam passing score: Scaled 550/800 – 90/125 Scored Questions
- Exam pass rate: 70% (2019 data)
- Average completion time: 3 to 5 months
NCCPT value
Unless you buy this as part of ISSAโs packages you wonโt get any curriculum or study materials, so by itself I donโt see the best value in paying $599 for just the exam.
Check out my full review of NCCPT right here.
9. The Best Middle-of-the-Road Option AFAA CPT

AFAA organization
The Athletics and Fitness Association of America is a professional fitness certification provider founded in 1983. They are most known for their group fitness certification and were bought a few years ago by NASM, so the larger organization could take over their group exercise certification.
AFAA price
The AFAA costs $499, including the exam, but not the textbook. With the textbook, youโre looking at $79 extra, so $578 total.

AFAA PFT General Information
- Exam cost: $499
- Study Material Cost: $579
- Prerequisites: 18+ years old, High School Diploma, First Aid, CPR, AED
- Exam Passing Score: 70%
- Exam Pass Rate: ~68%
- Average Completion Time: 3-9 months
AFAA value
Value-wise this certification is kind of in the middle. Itโs not super expensive, but itโs not as good from a content standpoint as some of the cheaper options like ACE or NSCA.
Cheapest Fitness Certification FAQ (Frequently Asked Questions)
Which is The Cheapest PT Cert?
From a purely price angle, Action Personal Trainer is the most affordable personal trainer certification coming in at just $99.00.
As the cheapest accredited personal training certification and cheapest personal training certification in the online community, it isnโt the most robust, so keep that in mind.
Which Is The Most Expensive PT Cert?
ISSA or NASM will cost the most if you just go for the PT certification on its own, but they actually end up being much more reasonable if you pick their multiple certification deals.
How Long Does It Take To Become a Certified Personal Trainer?
When asking how long it takes to become a personal trainer, you must consider two things.
Firstly, how much do you understand about health and fitness practice going in, and how much time do you have available outside of established commitments.
Considering all factors, most people take between three to nine months to complete a CPT cert.
Which is The Best Personal Training Certification?
The question of which are the best certifications to get is a tricky one to answer.
It ultimately boils down to your fitness career aspirations and the fitness goals of your target market.
Which Is The Best Online Course?
All personal trainer programs mentioned in this article have an online fitness trainer course.
Some include online-only study materials such as study guides and practice exams. At the same time, some have a choice between hard copy and digital materials for their certification courses and CPT exams.
Action CPT is an excellent cheap personal training certification online.
Conclusion
So there you have it, folks, a comprehensive list of the ten cheapest personal training certifications.
While price is the main focus of this topic, I also took the time to shine a light on the importance of value.
Itโs good to indicate your affordable options, but itโs equally crucial to pick the best certification for what you want to learn.
AMAZING site with the best compilation of info out there!! Can’t THANK YOU enough for this service!! Kudo’s!
No worries Laura, that’s what I’m here for to help all of you find the certification is right for you.
Hi Guys!
I wanna know if the Fitness Mentors Certification is accredited by the NCCA.
Thank you!
Hey there, I do believe that they are accredited by the NCCA although they are not nearly as recognized as some other ones such as the National Academy of sports medicine, or the American Council on exercise. I do believe that you need to pay extra in order to get the ncca accredited version. Whereas with the other organizations that comes standard.
I was wondering if you are able to provide any information regarding the National Association for Fitness Certification- Nutrition Coach Certification? Accredited by NBFE. Are you familiar with this certification? Is this reputable at all? I am aware that it is not top of the list. I am looking for a quick/inexpensive, if possible, cert to get going. Will work towards better/additional certs. I am former D1 athlete, and have coached soccer, track and field, and strength and conditioning at the youth and HS level, and am looking to work with teams, and individual athletes, as well as general population on a 1 on 1 basis. I appreciate any intel you can provide.
Hello,
I have heard of the national Association for fitness certification but I really do not know too much about it besides hearing of the name. If you are looking to work with athletes of any level, I suggest picking up a strength and conditioning certification as well as a youth certification in your circumstance. I would either go with ISSA or NASM. If you have a college degree, the CSCS certification is definitely at the top of the list in terms of recognition.
What do you think about ACT (Athletic Certification Training Commission)?
Hey Tony,
I have heard of the athletic certification training commission but honestly I have not done too much research and I also do not know any personal trainers that are holding that certification. Maybe I will do some more research and write a full review on them in the future, but for now I can’t tell you too much about them.
I have a european cert and need to get a us cert. I have been training for 15 years and think that action CPT seems the best option as I already have my years of experience and cert.
Hey Neill,
That’s pretty cool that you have a European personal training certification. Which certification is that by the way? The action certification will definitely be fine for your situation as it is accredited by the NCCA and should be a breeze for you to pass seeing that you already have 15 years of experience working as a personal trainer. Also the price is very tempting. I say go for it.
Hi Tyler, Its Australian Inst Fitness Master Trainer(AIF). A very intensive 8 week 10 hours a day on-site certification. Price was way more than the list you mentioned at 4000k+ plus food. accommodation was taken care of. It is an awesome cert. Everything was live as well as to get my final exam we had to go into the local gym and ask someone if they would like to do a training session with me for an hour. Then they were interviewed after for feedback. It was awesome.
I read in the NASM handbook “The CPT Exam Only option allows the candidate to challenge the NCCA-accredited
CPT certification examination. Purchase of NASM certification preparation materials is
not required in order to become eligible to sit for the CPT exam, and does not
guarantee a passing score on the exam. Candidates who pass the examination will
be awarded the CPT credential.”
I’ve not contacted NASM, but maybe you can answer; from reading this you can take the test without purchasing anything through NASM. Am I missing anything?
Hey Joel,
You definitely do not need to buy any study materials from anyone if you feel confident that you will pass the exam. That being said, you still do need to pay for the entrance and the ability to take the NASM test. They do on their website have a test only option that does not include any study materials. At the minimum, this is what you will need to purchase to get certified through them.